The Sleek Bridge Between
M-Pesa & Crypto
Buy and sell stablecoins instantly with M-Pesa.
Send money, buy goods and pay bills everywhere in Kenya using USDT or USDC.
Instantly spend on M-Pesa
USDT
/
USDC
Fast
No agent queue, no manual approval, no waiting on a P2P counterparty.
Affordable
One rate, quoted before you confirm. No additional fees.
Secure
Get your own deposit address.
Flexible
Buy Goods, Pay Bills, send KES directly — using USDT or USDC on any chain we support.
Everything You Can Do With Leapa
The fastest way to spend your digital assets in Kenya.
M-Pesa Buy & Sell
Buy USDT or USDC with M-Pesa in seconds.
Cash out straight to your phone.
- ✓ Direct M-Pesa STK Push
- ✓ Rate shown before you confirm
Buy Goods & Pay Bills
Pay with Stablecoins.
Instant confirmation.
- ✓ Supermarkets, restaurants & utilities
- ✓ Instant receipt confirmation
Instant Remittance
Receive from anywhere in the world.
Send to family and friends anywhere in the world.
- ✓ No correspondent bank chain
- ✓ Received as KES on M-Pesa
Calculate Your M-Pesa Exchange
Indicative only — your final rate is quoted in the app before you confirm.
Buy Your First Stablecoin in 3 Steps
No complex exchange rules. No P2P waiting games.
Enter M-Pesa Number
Link your Safaricom M-Pesa phone number in seconds.
Select Amount & Asset
Enter how much KES to spend, then pick your stablecoin.
Approve STK Push
Enter your M-Pesa PIN on the prompt sent to your phone. Your crypto is settled instantly.
Built for Safety,
Building Toward Licensing
We are pursuing a Virtual Asset Service Provider (VASP) licence in Kenya, and we already run the controls that come with it.
VASP Licence In Progress
Our application for a Kenyan Virtual Asset Service Provider licence is underway.
Screened Withdrawals
We check industry screening lists to protect you from sending your crypto to known scammers.
Direct Safaricom API Bridge
Connected straight to Safaricom's payment network — every transaction gets a verifiable M-Pesa code.
Got Questions About Leapa?
How fast do I receive M-Pesa funds when selling crypto? +
Once your deposit reaches the required confirmations on-chain, our automated B2C payout sends KES straight to your M-Pesa number. Confirmation depth depends on the chain you used.
Can I pay M-Pesa Till numbers or Paybills using crypto? +
Yes! Enter any Buy Goods Till number or Business Paybill number in Leapa. We convert your USDT or USDC and pay the merchant in KES instantly.
Is Leapa licensed in Kenya? +
We are pursuing a Virtual Asset Service Provider (VASP) licence in Kenya and will say so here the moment it is granted. In the meantime we run KYC and sanctions screening on every account and withdrawal.
Which stablecoins and chains are supported? +
USDT and USDC only. Deposit or withdraw on Ethereum, Polygon, Arbitrum, Base, or BNB Chain — pick whichever is best for you.